CARE, CUSTODY & CONTROL LIABILITY
Consider this equine coverage if you board, train, or breed horses for others. Standard General Liability insurance excludes coverage for personal property (such as horses) in your Care, Custody, or Control. This void in your equine liability coverage can be filled if one of those horses is injured or dies while in your care and you are found negligent. The care, custody, and control policy will provide for the medical care or replacement cost of the horse up to the policy limits. Coverage for trailering is automatically included for up to a 100-mile radius from your facility, with additional transit coverage for the Continental U.S. and Canada available. Defense costs are also covered. This equine liability coverage does not apply to horses that you own or lease. Policy limits are available up to $2,500,000 per horse and $5,000,000 maximum loss per year.
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The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy. Refer to the policy form for specifics on coverages and limits. Also, all coverages are subject to state law, which may vary materially from stated information.