RIDING CLUB LIABILITY
Riding and/or Hunt Clubs and their varied functions pose an unusual equine liability exposure, which requires specially designed coverage. Our carriers cover such risks as premises liability for meetings, fund-raisers, trail rides, horse boarding, equine event practices, equine clinics and public events (i.e. jackpot roping, shows and parades). Policies are written on an annual basis and include a specific number of public event days that vary depending on the carrier. Coverage is designed to insure the riding club and its members for sums they are legally obligated to pay for bodily injury and property damage resulting from riding club activities.
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The coverages described above are summarized and subject to the terms, conditions and exclusions printed in the policy. Refer to the policy form for specifics on coverages and limits. Also, all coverages are subject to state law, which may vary materially from stated information.